Secured Credit Cards

Secured credit cards are for those who have trouble getting a credit card because of their less-than-perfect credit history. Whether you have bad credit, poor credit or no credit at all, we have the credit or debit card just for you.

Most of the secured credit cards are secured credit cards which a security deposit is required in order to get approved for a credit card. Secured credit cards are the easiest way to get approved if you have poor credit and the most effective way to re-establish your credit history since most of them report to the major credit bureaus. If you are having trouble getting an unsecured credit card, then a guaranteed approval secured credit/debit card is right for you.

Please compare the credit card offers below and click on "Apply Now" to learn more or apply for one of the Secured Credit Cards. It's fast, easy and secure!

1. Orchard Bank Classic MasterCard® (Editor's Choice)

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 14.90%* $49* N/A* Bad Credit OK

2. New Millennium Bank Secured Black Diamond Visa®/Mastercard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* N/A* 19.5%* $59* N/A* Bad Credit OK

3. New Millennium Bank Secured Platinum Visa®/Mastercard®

Reports to all 3 bureaus
No credit check
Be approved regardless of credit history
Special high introductory savings rate
Bonus $3,000 credit line with My Computer Club
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 19.5%* $59* N/A* Bad Credit OK

4. New Millennium Bank Secured Gold Visa®/Mastercard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 19.5%* $59* N/A* Bad Credit OK

5. Ultra VX Visa Card (UltraVX)

Credit-On Demand: up to $25,000 credit line
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* N/A* None* N/A* Bad Credit OK

By Category: [ Low Interest Credit Cards ~ Instant Response Credit Cards ~ Credit Cards for Balance Transfers ~ Credit Cards with Cash Back ~ Credit Cards with Rewards ~ Frequent Flyer Credit Cards ~ Gas Rebate Credit Cards ~ Secured Credit Cards ~ Credit Cards For Bad Credit ~ Student Credit Cards ~ Business Credit Cards ~ Prepaid Credit Cards ]

By Bank: [ Chase Credit Cards ~ Citibank Credit Cards ~ Capital One Credit Cards ~ Bank of America Credit Cards ~ First National Bank of Omaha ~ HSBC Bank Credit Cards ~ First PREMIER Credit Cards ~ Advanta Credit Cards ]

By Type: [ American Express Credit Cards ~ Discover Credit Cards ~ MasterCard Credit Cards ~ Visa Credit Cards ]

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Security Note: All Credit Card Applications are Secured with the Highest Level of SSL Certificate Encryption.
* Please see the credit card online application for details about terms and conditions of each credit card offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

1. Orchard Bank Classic MasterCard® (Editor's Choice)
	Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	14.90%*	$49*	N/A*	Bad Credit OK

2. New Millennium Bank Secured Black Diamond Visa®/Mastercard®
	Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check

3. New Millennium Bank Secured Platinum Visa®/Mastercard®
	Reports to all 3 bureaus No credit check Be approved regardless of credit history Special high introductory savings rate Bonus $3,000 credit line with My Computer Club

5. Ultra VX Visa Card (UltraVX)
	Credit-On Demand: up to $25,000 credit line Instant Approval: no credit check, no minimum income or bank account required Credit Reporting: reports to major credit bureaus Clear Rewards: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions! Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide