Prepaid Credit Cards

The following prepaid debit cards and pre-paid credit cards can help you control your spending. It works almost like gift cards at retail stores. You deposit any amount you like into the card and then use the card to make purchases just like a credit card but only up to that amount. These types of cards generally don't require a credit check, and some actually offer credit re-builder and rewards programs.

If you tend to overspend and like to control your spending, or simply can't get a credit card because of bad credit, then a pre-paid debit card could be a good choice for you. Choose a prepaid debit card below and apply online today.

1. Bank Freedom Prepaid MasterCard® (Editor's Choice)
	$0 activation fee - no conditions! 100% guaranteed approval - no credit check Free direct deposit - no more check cashing fees No late fees, no interest fees, no NSF fees No annual fees, no monthly fee with direct deposit $10,000 balance limit - load at retail locations nationwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	Bad Credit OK

2. Wired Plastic(TM) Prepaid Visa® Card

No Upfront Payment Required – Receive your card in as little as 3 days Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	Bad Credit OK

3. READYdebit(TM) Card

Better than a checking account – great online bill pay service with no overdraft, bounced check or NSF fees - EVER Safer than cash & cheaper than credit – no late fees, no over limit fees, no interest charges – EVER VISA convenience - use your READYdebit card everywhere Visa debit cards are accepted Great loading options – FREE direct deposit and bank account transfers, 50,000+ Green Dot and Visa ReadyLink cash load locations Get more from your paycheck – sign up for FREE Direct Deposit and stop paying check cashing fees Stop paying money transfer fees - instantly send money card to card – it’s FREE

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	Bad Credit OK

4. All-Access® Visa® Prepaid Card
	100% Approved - no credit check and bad credit is okay $10,000 Load Capacity - reloadable at retailers nationwide No Upfront Payment - and no minimum balance requirements FREE Savings Accounts - higher rate than most national banks FREE Instant Transfers - send money to other cardholders FREE Direct Deposit - make payday faster and safer

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	Bad Credit OK

5. Vision Premier(SM) Prepaid Visa® Card

$0 weekly fee & $0 activation fee – with direct deposit! Guaranteed approval* with no credit check Free unlimited purchase transactions, free direct deposit – no more check cashing fees, and free account alerts – email and/or SMS text messages Pay any bill: rent, cellular phone, insurance, utilities, etc Load cash at over 100,000 participating retail locations Take Control - no late fees, no interest, no NSF fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	Bad Credit OK

6. UPside Visa® Prepaid Card
	Reloadable prepaid Visa® card for teens, managed by parents No activation fee, no monthly or yearly fee Created for families' needs with full parental control Quick, easy online application Free money loading with direct deposit Accepted anywhere Visa debit cards are accepted, including abroad and online

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	None*	N/A*	Bad Credit OK