Low Interest Credit Cards

Low Interest Credit Cards (Low APR Credit Cards) category features credit cards that, if compared to other credit cards, offer on average the lowest interest rates that will be applied to cardholders balance, if such will be left on the account after the grace period is over. It is a useful feature for anyone’s credit card to have.

If you have doubts whether you will be able to pay off your balance each month you may consider looking for a credit card with low interest rate. It will save you a lot of money that you will be able to use towards paying off the original balance. Some low interest credit cards may have an annual fee that will probably cancel out all saving generated by low APR. Therefore we recommend that you pay attention whether the low interest card offer you are choosing to apply for has no annual free. This page includes some of the best credit card offers for Low APR Credit Cards online.

Please compare the credit card offers below and click on "Apply Now" to learn more or apply for one of the Low Interest Credit Cards. It's fast, easy and secure!

1. Discover® More(SM) Card (Editor's Choice)

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

2. Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online account management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit

3. Blue from American Express®

0% APR for up to 15 months
Low balance transfer APR - 4.99% fixed APR for the life of the balance
Membership rewards express program
No annual fee
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 15 Months* As low as 7.99%* None* Yes* Excellent Credit

4. Citi® Diamond Preferred® Card

0% APR* on balance transfers and purchases for up to 12 months
Citi® Indentity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online acount management
No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit

5. Capital One® Classic Platinum

A competitive APR with a lower annual fee
0% on purchases until December 2008. After that, variable APR, currently 14.9%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until 12/08* 14.9%* $19* Yes* Limited Credit OK

6. Citi® Home Rebate Platinum Select® MasterCard®

Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
Receive 1% on all other purchases
Rebate automatically applied to your mortgage principal
NO CAP or limits on the amount of rebates you can accumulate in a year
No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 9.99%* None* Yes* Good Credit

7. Capital One® Platinum

Pay down balances faster with a low APR
0% on purchases until December 2008. After that, a variable APR, currently 8.9%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings Zone(SM) on Yahoo! shopping
No balance transfer fees
Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until 12/08* 8.9%* $39* Yes* Limited Credit OK

8. Chase Platinum Visa® Card

0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No annual fee
FREE online account access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

9. Capital One® Platinum Prestige

7.9% APR on purchases and balance transfers
Your APR will not increase simply because you pay late only once or go over your credit limit
No annual fee and no balance transfer fees
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 7.9%* None* Yes* Excellent Credit

10. Discover® Open Road(SM) Card

0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Save at the pump and everywhere else*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus® at top online retailers*
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* 10.99%* None* Yes* Excellent Credit

11. Clear from American Express®

0% Intro APR on purchases for 12 months
5.99% fixed APR on balance transfers
Automatic rewards
Flexibility to pay over time
User-friendly credit report and score
No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

12. Discover® Motiva(SM) Card

Cash Rewards for your good credit management!*
Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row -twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
3.9%* Up to 12 Mons.* 10.99%* None* Yes* Excellent Credit

13. Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
$50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi Identity Theft Solutions
Price Protection Program
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 10.49%* None* Yes* Good Credit

14. Blue Cash® from American Express®

0% Intro APR on purchases for 6 months
4.99% Fixed APR on balance transfers for the life of the balance
Earn 5% cash back at gas stations
Earn up to 5% cash back on your everyday purchases
The flexibility to pay over time
No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* As low as 9.99%* None* Yes* Excellent Credit

15. Discover® More(SM) Card - Clear

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

16. Chase Flexible Rewards Platinum Visa® Card

0% Intro APR on purchases & balance transfers for 12 months
No annual fee
Earn 1 point for every dollar you spent
Redeem points for merchandise, travel, cash back or gift cards
Earn 1,000 bonus points with your first purchase
Enjoy great rewards that you can redeem with as few as 2,500 points
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

17. Capital One® Platinum - Good Credit

12.9% APR on purchases and balance transfers
Platinum membership - $0 fraud liability, 24-hour roadside assistance, and more
No annual fee and no balance transfer fees
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 12.9%* None* Yes* Good Credit

18. Bank of America® Platinum Plus® Visa® Card

0% Intro APR on balance transfers and cash advance checks for your first 12 billing cycles
No annual fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* APR Varies* None* Yes* Excellent Credit

By Category: [ Low Interest Credit Cards ~ Instant Response Credit Cards ~ Credit Cards for Balance Transfers ~ Credit Cards with Cash Back ~ Credit Cards with Rewards ~ Frequent Flyer Credit Cards ~ Gas Rebate Credit Cards ~ Secured Credit Cards ~ Credit Cards For Bad Credit ~ Student Credit Cards ~ Business Credit Cards ~ Prepaid Credit Cards ]

By Bank: [ Chase Credit Cards ~ Citibank Credit Cards ~ Capital One Credit Cards ~ Bank of America Credit Cards ~ First National Bank of Omaha ~ HSBC Bank Credit Cards ~ First PREMIER Credit Cards ~ Advanta Credit Cards ]

By Type: [ American Express Credit Cards ~ Discover Credit Cards ~ MasterCard Credit Cards ~ Visa Credit Cards ]

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Security Note: All Credit Card Applications are Secured with the Highest Level of SSL Certificate Encryption.
* Please see the credit card online application for details about terms and conditions of each credit card offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Excellent Credit

2. Citi® Platinum Select® Card
	0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 liability on unauthorized purchases Secure, free online account management

3. Blue from American Express®
	0% APR for up to 15 months Low balance transfer APR - 4.99% fixed APR for the life of the balance Membership rewards express program No annual fee Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences

4. Citi® Diamond Preferred® Card
	0% APR* on balance transfers and purchases for up to 12 months Citi® Indentity Theft Solutions $0 liability on unauthorized purchases Secure, free online acount management No annual fee

5. Capital One® Classic Platinum
	A competitive APR with a lower annual fee 0% on purchases until December 2008. After that, variable APR, currently 14.9% Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

6. Citi® Home Rebate Platinum Select® MasterCard®
	Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months Receive 1% on all other purchases Rebate automatically applied to your mortgage principal NO CAP or limits on the amount of rebates you can accumulate in a year No annual fee

7. Capital One® Platinum
	Pay down balances faster with a low APR 0% on purchases until December 2008. After that, a variable APR, currently 8.9% Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings Zone(SM) on Yahoo! shopping No balance transfer fees Platinum Benefits including extended warranties, travel accident insurance, and 24-hour roadside assistance

8. Chase Platinum Visa® Card
	0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No annual fee FREE online account access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

9. Capital One® Platinum Prestige
	7.9% APR on purchases and balance transfers Your APR will not increase simply because you pay late only once or go over your credit limit No annual fee and no balance transfer fees

10. Discover® Open Road(SM) Card
	0% Intro APR for 6 months on purchases, and 12 months on balance transfers Save at the pump and everywhere else* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards

11. Clear from American Express®
	0% Intro APR on purchases for 12 months 5.99% fixed APR on balance transfers Automatic rewards Flexibility to pay over time User-friendly credit report and score No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind

13. Citi® Diamond Preferred® Rewards Card
	0% APR* on balance transfers for up to 12 months $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases No annual fee and FREE rewards program Citi Identity Theft Solutions Price Protection Program

14. Blue Cash® from American Express®
	0% Intro APR on purchases for 6 months 4.99% Fixed APR on balance transfers for the life of the balance Earn 5% cash back at gas stations Earn up to 5% cash back on your everyday purchases The flexibility to pay over time No annual fee

16. Chase Flexible Rewards Platinum Visa® Card
	0% Intro APR on purchases & balance transfers for 12 months No annual fee Earn 1 point for every dollar you spent Redeem points for merchandise, travel, cash back or gift cards Earn 1,000 bonus points with your first purchase Enjoy great rewards that you can redeem with as few as 2,500 points

17. Capital One® Platinum - Good Credit
	12.9% APR on purchases and balance transfers Platinum membership - $0 fraud liability, 24-hour roadside assistance, and more No annual fee and no balance transfer fees

18. Bank of America® Platinum Plus® Visa® Card
	0% Intro APR on balance transfers and cash advance checks for your first 12 billing cycles No annual fee Credit lines as high as $25,000 Online Banking Service Total Security Protection®