Instant Response Credit Cards

Instant Credit Cards, also known as Instant Response Credit Cards, category features credit cards that will be processed instantly and the applicant will know about his or her eligibility for a card of their choice in a matter of seconds. The advantage of applying for Instant Credit Cards comes with timely information that helps one decide whether to wait for the card to arrive in mail, or, in case of a rejection, one will know to look for another card offer right away.

Which will save waiting time and worries associated with anticipation. This page contains some of the best offers for Instant Credit Cards. Please feel free to browse through the profiles of featured instant credit cards. Scan at least a few offers before making your choice. It shall help you choose the best instant credit card that will suit your needs perfectly.

1. Discover® More(SM) Card (Editor's Choice)

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Excellent Credit

2. Citi® Platinum Select® Card
	0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 liability on unauthorized purchases Secure, free online account management

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	As low as 8.49%*	None*	Yes*	Good Credit

3. Blue from American Express®
	0% APR for up to 15 months Low balance transfer APR - 4.99% fixed APR for the life of the balance Membership rewards express program No annual fee Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	15 Months*	As low as 7.99%*	None*	Yes*	Excellent Credit

4. Citi® PremierPass® Card
	10,000 bonus points after $300 in purchases made within 3 months of account opening Earn 1 point for every dollar spent on all purchases Earn 1 point for every 3 miles you fly on any airline Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card Redeem points for flights on any airline with no blackout dates

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	As low as 11.99%*	None*	Yes*	Good Credit

5. Clear from American Express®
	0% Intro APR on purchases for 12 months 5.99% fixed APR on balance transfers Automatic rewards Flexibility to pay over time User-friendly credit report and score No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Excellent Credit

6. Citi® Diamond Preferred® Rewards Card
	0% APR* on balance transfers for up to 12 months $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases No annual fee and FREE rewards program Citi Identity Theft Solutions Price Protection Program

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	As low as 10.49%*	None*	Yes*	Good Credit

7. Blue Cash® from American Express®
	0% Intro APR on purchases for 6 months 4.99% Fixed APR on balance transfers for the life of the balance Earn 5% cash back at gas stations Earn up to 5% cash back on your everyday purchases The flexibility to pay over time No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	6 Months*	As low as 9.99%*	None*	Yes*	Excellent Credit

8. Discover® More(SM) Card - Clear

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Excellent Credit

9. Discover® More(SM) Card - Wildlife Collection

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Excellent Credit

10. Discover® More(SM) Card - Sealife Collection

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	12 Months*	10.99%*	None*	Yes*	Excellent Credit

11. First PREMIER Bank MasterCard®/Visa®
	Low APR on purchases Reports monthly to 4 major credit bureaus A credit card for those with less than perfect credit Quality customer service Accepted where you see the MasterCard® or Visa® logo See application for complete terms & conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	9.9%*	$48*	N/A*	Bad Credit OK

12. First PREMIER Bank Gold MasterCard®/Visa®
	A credit card for those with less than perfect credit Low APR on purchases Reports monthly to 4 major credit bureaus Quality customer service Decisions in less than 60 seconds! See application for complete terms & conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	9.9%*	$48*	N/A*	Bad Credit OK

13. Cash Yes MasterCard®
	$370 available credit the moment you get your card Cash advance - get cash when you need it Reports monthly to the major credit bureaus Credit limit increases available Automated payment plan - help minimize late fees Unsecured MasterCard® accepted at millions of locations worldwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	See Terms*	$96*	N/A*	Bad Credit OK

14. Rewards 660 (Rewards660) Visa® Card
	$300 starting and $2,000 maximum credit limit Fast online response No fee $75 credit limit increases Monthly reporting to TransUnion and Equifax credit bureaus Free online account access Free online payments

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	19.92%*	$48*	N/A*	Bad Credit OK