Credit Cards for Balance Transfers

Balance Transfer Credit Cards are designed for people who would like to transfer balances from their current credit card accounts into a new single credit card account with better APR. Most of the balance transfer credit cards featured at iApplyOnline.com offer 0% APR for the length of intro period (in most cases 12 months) and no annual fee.

Transferring balance to one of these cards will help one to save hundreds dollars in interest rate and other fees that he or she may be paying to the current credit card provider. Some balance transfer credit card offers will apply a balance transfer fee for the transaction. Please check the application for complete details of offer before applying.

Please compare the credit card offers below and click on "Apply Now" to learn more or apply for one of the Credit Cards for Balance Transfers. It's fast, easy and secure!

1. Citi® CashReturns(SM) Card (Editor's Choice)

Earn a full 1% cash back on every purchase
Get a 20% bonus on the cash back earned on all purchases for the first 12 months
Checks will be sent automatically every time you earn $50 - no calling necessary
0% APR* on balance transfers for up to 12 months
No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 9.99%* None* Yes* Good Credit

2. Discover® More(SM) Card

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

3. Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 liability on unauthorized purchases
Secure, free online account management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit

4. Blue from American Express®

0% APR for up to 15 months
Low balance transfer APR - 4.99% fixed APR for the life of the balance
Membership rewards express program
No annual fee
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 15 Months* As low as 7.99%* None* Yes* Excellent Credit

5. Chase Platinum Visa® Card

0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No annual fee
FREE online account access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

6. Citi® PremierPass® Card

10,000 bonus points after $300 in purchases made within 3 months of account opening
Earn 1 point for every dollar spent on all purchases
Earn 1 point for every 3 miles you fly on any airline
Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card
Redeem points for flights on any airline with no blackout dates
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 11.99%* None* Yes* Good Credit

7. AT&T Universal Savings Platinum Card

Up to 10% savings for the first 12 months on AT&T purchases
0% APR* on balance transfers for up to 12 months
No annual fee
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 8.99%* None* Yes* Good Credit

8. Discover® Open Road(SM) Card

0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Save at the pump and everywhere else*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus® at top online retailers*
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* 10.99%* None* Yes* Excellent Credit

9. Citi® Dividend Platinum Select® Card

Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter
Earn 1% cash back on all other purchases
0% APR* on balance transfers for up to 12 months
No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 10.99%* None* Yes* Good Credit

10. Discover® Motiva(SM) Card

Cash Rewards for your good credit management!*
Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row -twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
3.9%* Up to 12 Mons.* 10.99%* None* Yes* Excellent Credit

11. Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months
$50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
No annual fee and FREE rewards program
Citi Identity Theft Solutions
Price Protection Program
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Mons.* As low as 10.49%* None* Yes* Good Credit

12. Blue Cash® from American Express®

0% Intro APR on purchases for 6 months
4.99% Fixed APR on balance transfers for the life of the balance
Earn 5% cash back at gas stations
Earn up to 5% cash back on your everyday purchases
The flexibility to pay over time
No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* As low as 9.99%* None* Yes* Excellent Credit

13. Discover® More(SM) Card - Clear

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

14. Disney Rewards® Visa® Card from Chase

0% Introductory APR for up to 12 months*
No annual fee
$15 Disney Store gift card after first use
Earn Disney rewards with everyday purchases
0% financing on select Disney vacation packages
No Block out dates
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

15. Discover® More(SM) Card - Monogram

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Choose your personalized design
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

16. Bank of America Accelerated Rewards(TM) American Express® Card

0% Intro APR* on balance transfers and cash advance checks for your first 12 billing cycles
No annual fee and the flexibility to pay over time
Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
Earn rewards faster with 1.25 points for every net retail purchase dollar
Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
Free 24/7 Concierge Service
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 9.9%* None* Yes* Excellent Credit

17. Discover® More(SM) Card - American Flag

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus® on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
0% Intro APR for 6 months on purchases, and 12 months on balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Excellent Credit

18. Chase Platinum MasterCard®

0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No annual fee
FREE online account access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Zero liability on unauthorized transactions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good Credit

By Category: [ Low Interest Credit Cards ~ Instant Response Credit Cards ~ Credit Cards for Balance Transfers ~ Credit Cards with Cash Back ~ Credit Cards with Rewards ~ Frequent Flyer Credit Cards ~ Gas Rebate Credit Cards ~ Secured Credit Cards ~ Credit Cards For Bad Credit ~ Student Credit Cards ~ Business Credit Cards ~ Prepaid Credit Cards ]

By Bank: [ Chase Credit Cards ~ Citibank Credit Cards ~ Capital One Credit Cards ~ Bank of America Credit Cards ~ First National Bank of Omaha ~ HSBC Bank Credit Cards ~ First PREMIER Credit Cards ~ Advanta Credit Cards ]

By Type: [ American Express Credit Cards ~ Discover Credit Cards ~ MasterCard Credit Cards ~ Visa Credit Cards ]

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Security Note: All Credit Card Applications are Secured with the Highest Level of SSL Certificate Encryption.
* Please see the credit card online application for details about terms and conditions of each credit card offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

1. Citi® CashReturns(SM) Card (Editor's Choice)
	Earn a full 1% cash back on every purchase Get a 20% bonus on the cash back earned on all purchases for the first 12 months Checks will be sent automatically every time you earn $50 - no calling necessary 0% APR* on balance transfers for up to 12 months No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	Up to 12 Mons.*	As low as 9.99%*	None*	Yes*	Good Credit

3. Citi® Platinum Select® Card
	0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 liability on unauthorized purchases Secure, free online account management

4. Blue from American Express®
	0% APR for up to 15 months Low balance transfer APR - 4.99% fixed APR for the life of the balance Membership rewards express program No annual fee Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences

5. Chase Platinum Visa® Card
	0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No annual fee FREE online account access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

6. Citi® PremierPass® Card
	10,000 bonus points after $300 in purchases made within 3 months of account opening Earn 1 point for every dollar spent on all purchases Earn 1 point for every 3 miles you fly on any airline Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card Redeem points for flights on any airline with no blackout dates

7. AT&T Universal Savings Platinum Card
	Up to 10% savings for the first 12 months on AT&T purchases 0% APR* on balance transfers for up to 12 months No annual fee Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

8. Discover® Open Road(SM) Card
	0% Intro APR for 6 months on purchases, and 12 months on balance transfers Save at the pump and everywhere else* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards

9. Citi® Dividend Platinum Select® Card
	Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter Earn 1% cash back on all other purchases 0% APR* on balance transfers for up to 12 months No annual fee

11. Citi® Diamond Preferred® Rewards Card
	0% APR* on balance transfers for up to 12 months $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases No annual fee and FREE rewards program Citi Identity Theft Solutions Price Protection Program

12. Blue Cash® from American Express®
	0% Intro APR on purchases for 6 months 4.99% Fixed APR on balance transfers for the life of the balance Earn 5% cash back at gas stations Earn up to 5% cash back on your everyday purchases The flexibility to pay over time No annual fee

14. Disney Rewards® Visa® Card from Chase
	0% Introductory APR for up to 12 months* No annual fee $15 Disney Store gift card after first use Earn Disney rewards with everyday purchases 0% financing on select Disney vacation packages No Block out dates

15. Discover® More(SM) Card - Monogram
	5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus® on all other purchases automatically Unlimited cash rewards Choose your personalized design 0% Intro APR for 6 months on purchases, and 12 months on balance transfers

18. Chase Platinum MasterCard®
	0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No annual fee FREE online account access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance Zero liability on unauthorized transactions