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Credit Cards for Those with Bad Credit

Struggling with bad credit? Cards in Credit Cards for Bad Credit category are designed to help people with less than good credit history. Some issuers of credit cards for bad credit will report to all major credit bureaus, which will improve your credit score if you maintain your account in good standing.

Credit cards for bad credit, secured and prepaid cards featured here will help you greatly in choosing the card that suits your needs. We update these postings regularly. Be sure to check our website for new bad credit offers in the near future. Fix your problem - re-establish yourself in the eyes of lenders by applying for one of these cards!

Please compare the credit card offers below and click on "Apply Now" to learn more or apply for one of the Credit Cards for Those with Bad Credit. It's fast, easy and secure!

1. Continental Finance Gold MasterCard® (Editor's Choice)
Continental Finance Gold MasterCard®
Apply for the Continental Finance Gold MasterCard® Now
  • Rates as low as 9.75% APR*
  • Unsecured MasterCard accepted at millions of locations worldwide
  • Monthly reporting to the major credit bureaus
  • Free online access
  • Excellent online tools for managing your finances
  • Semi-annual credit limit increases*
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*9.75%*$25*N/A*Bad Credit OK

2. First PREMIER Bank MasterCard®/Visa®
First PREMIER Bank MasterCard®/Visa®
Apply for the First PREMIER Bank MasterCard®/Visa® Now
  • Low APR on purchases
  • Reports monthly to 4 major credit bureaus
  • A credit card for those with less than perfect credit
  • Quality customer service
  • Accepted where you see the MasterCard® or Visa® logo
  • See application for complete terms & conditions
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*9.9%*$48*N/A*Bad Credit OK

3. Orchard Bank Classic MasterCard®
Orchard Bank Classic MasterCard®
Apply for the Orchard Bank Classic MasterCard® Now
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
0%*6 Months*14.90%*$49*N/A*Bad Credit OK

4. First PREMIER Bank Gold MasterCard®/Visa®
First PREMIER Bank Gold MasterCard®/Visa®
Apply for the First PREMIER Bank Gold MasterCard®/Visa® Now
  • A credit card for those with less than perfect credit
  • Low APR on purchases
  • Reports monthly to 4 major credit bureaus
  • Quality customer service
  • Decisions in less than 60 seconds!
  • See application for complete terms & conditions
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*9.9%*$48*N/A*Bad Credit OK

5. Cash Yes MasterCard®
Cash Yes MasterCard®
Apply for the Cash Yes MasterCard® Now
  • $370 available credit the moment you get your card
  • Cash advance - get cash when you need it
  • Reports monthly to the major credit bureaus
  • Credit limit increases available
  • Automated payment plan - help minimize late fees
  • Unsecured MasterCard® accepted at millions of locations worldwide
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*See Terms*$96*N/A*Bad Credit OK

6. Bank Freedom Prepaid MasterCard®
Bank Freedom Prepaid MasterCard®
Apply for the Bank Freedom Prepaid MasterCard® Now
  • $0 activation fee - no conditions!
  • 100% guaranteed approval - no credit check
  • Free direct deposit - no more check cashing fees
  • No late fees, no interest fees, no NSF fees
  • No annual fees, no monthly fee with direct deposit
  • $10,000 balance limit - load at retail locations nationwide
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*N/A*None*N/A*Bad Credit OK

7. Rewards 660 (Rewards660) Visa® Card
Rewards 660 (Rewards660) Visa® Card
Apply for the Rewards 660 (Rewards660) Visa® Card Now
  • $300 starting and $2,000 maximum credit limit
  • Fast online response
  • No fee $75 credit limit increases
  • Monthly reporting to TransUnion and Equifax credit bureaus
  • Free online account access
  • Free online payments
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*19.92%*$48*N/A*Bad Credit OK

8. Centennial Gold MasterCard®/Visa®
Centennial Gold MasterCard®/Visa®
Apply for the Centennial Gold MasterCard®/Visa® Now
  • Low APR on purchases
  • Reports monthly to 4 major credit bureaus
  • A credit card for those with less than perfect credit
  • $50 credit limit increase by making your first 2 minimum payments
  • Quality customer service
  • See application for complete terms & conditions
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*9.9%*$48*N/A*Bad Credit OK

9. Tribute® Gold MasterCard® Credit Card
Tribute® Gold MasterCard® Credit Card
Apply for the Tribute® Gold MasterCard® Credit Card Now
  • Unsecured Gold MasterCard® Credit Card
  • Reports to the Major Credit Bureaus
  • MasterCard® cards are accepted at over 25 million locations worldwide
  • Quick Online Decision
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*See Terms*See Terms*N/A*Bad Credit OK

10. Centennial® MasterCard®/Visa®
Centennial® MasterCard®/Visa®
Apply for the Centennial® MasterCard®/Visa® Now
  • Low APR on purchases
  • Reports monthly to 4 major credit bureaus
  • A credit card for those with less than perfect credit
  • Quality customer service
  • Accepted where you see the MasterCard® or Visa® logo
  • See application for complete terms & conditions
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*9.9%*$48*N/A*Bad Credit OK

11. Continental Finance MasterCard®
Continental Finance MasterCard®
Apply for the Continental Finance MasterCard® Now
  • Get your application results in seconds
  • Monthly reporting to the major credit bureaus
  • Free online access
  • Excellent online tools for managing your finances
  • Semi-annual credit limit increases*
  • No minimum monthly income requirements
Intro APRIntro APR PeriodRegular APRAnnual FeeBalance TransferCredit Needed
N/A*N/A*19.92%*$50*N/A*Bad Credit OK





By Category: [ Low Interest Credit Cards ~ Instant Response Credit Cards ~ Credit Cards for Balance Transfers ~ Credit Cards with Cash Back ~ Credit Cards with Rewards ~ Frequent Flyer Credit Cards ~ Gas Rebate Credit Cards ~ Secured Credit Cards ~ Credit Cards For Bad Credit ~ Student Credit Cards ~ Business Credit Cards ~ Prepaid Credit Cards ]

By Bank: [ Chase Credit Cards ~ Citibank Credit Cards ~ Capital One Credit Cards ~ Bank of America Credit Cards ~ First National Bank of Omaha ~ HSBC Bank Credit Cards ~ First PREMIER Credit Cards ~ Advanta Credit Cards ]

By Type: [ American Express Credit Cards ~ Discover Credit Cards ~ MasterCard Credit Cards ~ Visa Credit Cards ]


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* Please see the credit card online application for details about terms and conditions of each credit card offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

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